If you’re a person with any marginalized identity (such as female, Black, disabled, poor, non-resident, etc.), you’ve likely experienced a microaggression. A microaggression is defined as “a statement, action, or incident regarded as an instance of indirect, subtle, or unintentional discrimination against members of a marginalized group such as a racial or ethnic minority.”

When we first decided to do Finance February, I decided to write about what I’ve learned over the past years while paying off debt. I had guessed an arbitrary number and amount of time, however, when I calculated the numbers, I realized that we had actually paid more than twice the amount ($53,000) in less time (two years.) Yikes!

Occupation: University Administrator
Industry: Higher Education
Age: 30-ish (I’ve been lying about my age for the last 7 years; let’s keep it that way.)
Location: Central PA
Salary: …

2018 was a pretty roller coaster year for my health, or maybe just a downward slope.  I was doing pretty well at the beginning of the year, then it pretty much just jumped off a cliff.  During that time, I was actually hospitalized and diagnosed with a condition that came as a result of poor eating, stress, and lack of exercise.  Three things that are absolutely controllable and easy to manage.